Privacy Policy

We are committed to safeguarding your privacy, and this privacy policy explains how and why Megma IT India Private Limited (“We”, “Us”, Megma) collects and uses any personal information or data when someone (“You”, “Your”, “User”, “Cardholder/Cardmember”), uses the Megma Credit Score.

1. Information provided by you

To apply for Megma Credit Score, you are required to provide some personally identifiable information, which includes but is not limited to the following:

We may require you to provide additional details, as and when required, in order to comply with any applicable regulatory requirement or for additional services/products via the Application/Website, as and when offered.

2. Express Consent

While providing your details/documents via the Megma Credit Score Application /Website, you expressly consent to Arthvit (including its marketing channels and business partners) to contact you through SMS, Call, WhatsApp and/or Email.

3. Information automatically collected while using the website

We strive to keep automatically tracked information to a minimum by obtaining no permissions from the Website.

4. Use of Personal Information

We do not share any information with third parties for soliciting products and services offered by them.

5. Information Sharing

We do not share any of your personal information with any third parties except when it is requested or required by law.

6. Information Security

We take appropriate security measures to protect against unauthorized access.

7. Data Retention

We will retain your information for as long as it is necessary for providing you the services available on the Website.

8. Log Files

This information may include Internet Protocol (IP) addresses, browser type, Internet Service Provider (ISP), referring/exit pages.

9. Cookies and Do Not Track / Incognito mode settings

The MegmaCIBIL website uses Google Analytics, a web analytics service provided by Google.

10. Grievance Redressal Policy

If you have any grievance or complaint, questions, comments, concerns, or feedback in relation to the processing of information, please contact us.